You’re in a meeting, and the CEO across the table just mentioned buying— not leasing— their company’s aircraft. You nod, but in your mind, you’re wondering: Why financing? Why not just lease?
In this blog, we’ll break down what makes aircraft financing the go-to choice for many business owners. We’ll explain the difference between financing and leasing and highlight key aviation loan benefits that often tip the scale. Let’s take a closer look.
What’s the Difference Between Financing & Leasing?
Aircraft financing means you’re buying the aircraft with the help of a loan. You make payments over time, and in the end, you own the plane. You build equity and have full control over how you use and manage it.
Leasing is more like renting. You pay to use the aircraft for a set term, but it isn’t yours. The aircraft must be returned—or re-leased—when the term ends.
Why Financing Makes Sense for Growing Businesses
Both options have their place, but many business owners go with aircraft financing. Here’s why:
1. Ownership Builds Equity
Each payment brings you closer to full ownership. This adds long-term value to your business instead of simply paying for access.
2. More Customization
When you finance, you’re free to brand and upgrade interiors, add tech, or modify features. Leasing often limits those options.
3. Fewer Usage Limits
Leased aircraft often come with flight hour restrictions. With your own corporate aircraft, your company can fly as much as needed without penalties.
4. Better Long-Term Cost Control
Monthly payments on an aircraft loan often stay predictable. Leasing rates can go up at renewal, and you might face unexpected fees.
5. More Financing Flexibility
Corporate aircraft loans can be tailored to fit your budget and growth goals. This means better alignment with how your business operates.
6. Tax Advantages
Depending on how your company is structured, you might be able to write off depreciation or loan interest—benefits you don’t get with leasing.
7. Long-Term Asset for the Company
An aircraft under your ownership becomes part of your company’s assets. It adds to your balance sheet and gives you something of lasting value.
Explore Corporate Aircraft Loans With AirFleet Capital
As a business owner, aviation loan benefits often make financing the clear winner when you look for long-term value and control. At AirFleet Capital, we help you make the process simple and strategic.
We’ve supported companies across the U.S. with flexible loan programs, deep industry knowledge, and a team that keeps things clear from day one. If you’re ready to explore ownership with confidence, take a look at our programs, fill out an application, and let’s move your plans forward.